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Get A Chance To Win Millions At Bons Casino India! – The FIRST Premium Bonds prize draw took place 65 years ago when one lucky winner won the top prize of £1,000 on 1 June 1957.

Today, millions of savers enter the monthly draw in the hope of winning the £1 million jackpot – and Agent Million is the mysterious person whose job it is to deliver good news to the winner each month.

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Since the introduction of Premium Bonds, Ernie (Electronic Random Number Indicator Equipment), the machine that generates the winning numbers, has paid out more than 562 million prizes worth £22.9 billion.

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But it’s the big prize that people really want. We picked Agent Million’s brain to find out what it’s like to hit the jackpot.

Premium bonds are a way of saving, but they differ from a standard savings account because they don’t pay interest.

Instead, you have a regular chance to win prizes ranging from £25 to a £1 million jackpot.

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You can buy premium bonds from National Savings & Investments (NS&I) and you can put money in and take it out whenever you want.

You need to deposit a minimum of £25 to get started and you can invest up to £50,000.

The more you invest, the greater the number of premium bonds and the greater the chance of winning.

You can use the NS&I Premium Bond online premium check each month to see if your numbers have increased.

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No! The person with the smallest stake ever to hit the jackpot was a man from Newham, London, who had just £17 in Premium Bonds, according to Agent Million.

The person has held his bonds since 1959 and won in 2004, which means he also holds the record for the longest wait to win the jackpot.

In June, NS&I (National Savings & Investments), which supplies the bonds, increased the Premium Bond premium rate from 1% to 1.4% and increased the odds of a profit from 34,500 to 1 to 24,500 to 1. , adding to over a million prizes in this month’s drawing.

“The best part of the business is the adventure,” said agent Million, who spoke to The Sun on condition of anonymity.

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NS&I actually has a small “Agent Millions” team – not just one – that travels around the country each month knocking on the doors of the biggest winners.

Agent Million told us that she has been doing this role for four years and can be sent anywhere in the country to tell people in person that they have won money.

“I always tell my winners that I think the best part about winning the jackpot is that it gives you so many choices that you didn’t have before.”

Before knocking on their door, Agent Million only knows the person’s name, address and how much they have invested in Premium Bonds.

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Tears, shock and offers for a cup of tea are things people almost always do when they hear the news.

“You see such a wide range of people in different circumstances and it’s just a joy,” says Agent Million.

“First there are big eyes, then always tears and then they ask you ‘Would you like a cup of tea or a cake?’

Agent Million is also sure to appear with plenty of evidence that a person has actually won to give people confidence that they haven’t been scammed.

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“One of the nicest was the first one I went to [after things opened up a bit more] after the pandemic,” says Agent Million.

The winner had been protected for most of the past few years, so he was careful to invite Agent Million into the house.

“The winner was there with his wife and ended up in absolute tears and they just couldn’t believe it, especially after such a difficult time.”

Winning a million pounds inevitably changes people’s lives and Agent Million said that people often want to spend money on essentials, such as paying their heating bills without worry or fixing a broken fence, as well as fulfilling life ambitions.

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“Another lady I spoke to got married and had kids, but she always wanted to take flying lessons,” says Agent Million.

“As she got older, that dream fell by the wayside, but when she won, she said the first thing on her list was to take flying lessons.”

Agent Million gives every winner one piece of advice – and that’s to not tell anyone they’ve won.

Breaking the news can be so nerve-wracking that Agent Million said she sometimes struggles to stay calm herself — but staying calm helps others feel calm, too.

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There was some welcome news for UK prize bond holders this week: there will be many more high value prizes available from next month.

The scrapping of the prize pool means there will be three times as many £100,000, £50,000, £25,000, £10,000 and £5,000 prizes as there were this month.

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But are premium bonds a good bet or a waste of time? Are they better than bank and building society savings accounts? (If you have any cash to spare, that is.)

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Sarah Coles, senior personal finance analyst at investment firm Hargreaves Lansdown, said the shake-up was “a smart move at a time when we know people are looking for a solution to the financial impasse they’ve found themselves in”.

She added: “We know that prize draws become much more tempting at times like these, so premium bonds are positioning themselves as the ultimate gamble – with money back if you lose.”

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However, it is important to be aware of the main disadvantage of premium bonds in today’s environment: they do not pay interest and are therefore more sensitive to inflation than other savings.

And while you might get lucky and win a life-changing sum, there’s no guarantee you’ll win anything at all.

When you buy premium bonds, you enter a monthly prize draw where you can win between £25m and £1m tax-free.

National Savings and Investments (NS&I) has announced that the premium bond fund rate – the proportion of the total amount invested paid out in premiums – will rise from 2.2% to 3% next month.

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The odds of winning each £1 bond will remain the same at 24,000-1, but NS&I has increased the number of higher value prizes and reduced the number of £25s.

As a result, the number of £100,000 prizes will jump from 18 this month to 56 in January, while the £50,000 prize will increase from 36 to 112.

NS&I says the premium bond fund rate will rise from 2.2% to 3% next month. Photo: Mark Richardson/Alamy

Meanwhile, 223 £25,000 prizes will be awarded – up from 71 this month – while £10,000 prizes will rise from 178 to 559 and £5,000 prizes from 359 to 1,118.

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The number of £1 million prizes will not change – they will remain at two per month.

The new premium rate of 3% is higher than the most affordable savings account rate offered earlier this week (2.9%), according to financial data provider Moneyfacts’ best buy tables.

Still, says Coles, people need to remember that the odds of winning are still 24,000-1, “so the average person with average luck will still win nothing”.

He adds, “If you put your money into bonds, you’re giving up any interest you might be earning on your money elsewhere.”

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However, many will be comforted by the fact that the premium bonds offer “100 per cent capital security” as NS&I – which has 25 million customers – is backed by the finance ministry.

According to Martin Lewis’ MoneySavingExpert.com, the increase in the prize pool is good news, but most people’s chances of winning are still relatively low.

He adds: “For most average-luck savers who don’t pay tax on savings interest, ordinary savings will still beat premium bonds. That’s because savings pay a constant rate of interest.”

If you are looking for a guaranteed return or want regular income, premium bonds are not the way to go. However, some people will think that with weak savings rates, they might as well have a little fun with their money.

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Even the minimum premium of £25 is more interest than some people will get from their savings accounts in a year.

The minimum investment for Premium Bonds is £25 and you can continue to buy